NATIONAL SOCIAL SECURITY ADVOCACY AND CONSULTING

Alternative Risk Concepts, Inc., (ARC) provides Social Security Disability (SSDI) advocacy and consulting services to long-term disability and workers’ compensation insurance carriers. ARC’s services include national representation of claimants, preventative overpayment reimbursement and “other” income and benefit offset optimization programs.

ARC stands out in the field because our services include programs that help insurers recover uncollected Social Security overpayments and unrealized “other” offsets such as workers’ compensation and pension offsets by preventing them in the first place.

Our services include:

Preventative Overpayment Reimbursement Program

Through a combination of claims handling, education, and technology, ARC has implemented preventative overpayment recovery programs to help the disability insurance industry avoid multimillion dollar losses that occur when a claimant does not reimburse the insurer commensurate with policy language.

Optimizing Available Offsets

Unlike most Social Security vendors and law firms, ARC does not believe the process ends when a claimant is awarded Social Security Disability benefits. Every awarded claim is reviewed for other potential offsets, including workers’ compensation, state disability, pension benefits, or other offsets available depending upon jurisdiction. ARC has implemented an automated technology program into our database that does not allow our case managers, attorneys, or paralegals to close a case until a “punch list” of potential offsets is investigated. This service is available as a separate offering unbundled from the SSDI representation service. ARC audits open and mature long-term disability claims for accurate workers’ compensation offsets as these adjust, usually escalating, from when the initial offset is applied.

Coordination of Benefit Query Service

Our query service gives long-term disability and workers’ compensation insurers the ability to obtain “hard” financial and benefit information that is not available in award notices. Such queries have proven to be effective instruments in optimizing offsets and fighting fraud.

Technology

We recognize our clients’ need to expedite the claims management process while still managing it effectively. As a result, we offer a user-friendly website (www.croweparadis.com) that gives our clients a quick and hassle-free way to make referrals and check their case status.